Check what you already have
Read your current schedule before requesting a replacement quotation. Do not assume that every section of a motor policy ends on the same date. Ask the insurer to explain anything that is unclear.
Questions for your quotation
- Which coverage is included, and for what dates?
- Is this quotation liability-only, or does it include an own-damage component?
- What additional covers, if any, are shown separately?
- Where can you read the applicable wording before paying?
- How do you contact the issuing insurer if details need correcting?
Keep a record
Save the quotation, the issued schedule and the insurer’s contact details together. If a telephone explanation changes your decision, ask for written confirmation of the relevant term.
For broader cover, read the comprehensive insurance introduction. Our preparation checklist can help you organise a callback.
Further reading: IRDAI motor insurance guidance. Your insurer’s current policy wording, schedule and endorsements take precedence over this general introduction.
An enquiry is not an insurance application or confirmation of cover. Do not upload identity documents or payment details through this website.